Retirement/financial planning would be incomplete without a thorough analysis of health care options.

We provide objective advice on available health care options.  In retirement, these options become even more difficult to discern.  Traditional Medicare, supplemental insurance, prescription drug coverage, as well as Medicare Advantage Plans should be evaluated and considered each year.  Each of these plans has its advantages and disadvantages.

Another important aspect of health care planning is to plan for long-term health care needs. The financial risks of home health care, assisted living, nursing home care and the like can be relegated to an insurance company if desired.  Evaluation of long-term health care options, including self-insuring, is an important part of retirement and financial planning.