What Is a Retirement Buyout?

by Chris Maurer on

The idea of early retirement is exciting for some and hard to imagine for others. Some companies, however, offer retirement buyouts for longer-tenured employees as they move closer to the standard retirement age. If you’ve been offered an early retirement buyout package, you likely have questions...

As you approach retirement, dreams about new hobbies, travel, and seeing family more often are common. Yet planning for how you’ll maintain your lifestyle, pay for healthcare, and protect your financial wellbeing is just as important. Creating an exit strategy that accounts for all the financial...

Social Security Planning

by Chris Maurer on
Though the “best” time to turn on Social Security depends on unique circumstances, many are familiar with different rules of thumb such as “Always wait until full retirement age to claim retirement benefits, or you’re leaving money on the table!” and “always take retirement benefits as soon as you’re eligible, or you’re leaving money on the table!” 

Long-Term Care Insurance – How Does it Work?

by Chris Maurer on

Insurance plays an important role in our financial wellbeing, from protecting our home to providing essential medical care. Yet insurance for the care we require later in life is often overlooked. Long-term care insurance helps bridge this gap. Beyond ensuring you receive the highest standard of...

 

Today we can do almost anything online. From hiring a contractor to buying a car, it’s easier than ever to skip traditional appointments and processes by taking matters into our own hands. While this approach is convenient in many situations, it’s never wise when preparing wills, trusts, powers...

Along with big life changes, adjustments to the tax code can affect the best-laid financial plans. Making timely adjustments to your tax strategies under the guidance of your financial planner can help ensure you're maximizing returns and minimizing the tax liabilities that will cost you more in the...

The Three Phases of Financial Life

by Chris Maurer on

We are often able to mitigate the “delayed” part of gratification - almost everything ships within a couple of days, we can have food delivered to the front door - we are no strangers to immediacy. This can make reaching savings goals feel exceptionally difficult. Some people feel a sense of...

IRA Contribution Rules

by Chris Maurer on
Each year, as April 15th approaches, we are proactive in reviewing the tax planning strategies of our clients to ensure that an optimal IRA contribution is made prior to the deadline. There is often confusion in regard to the various rules and limitations that govern IRAs.