The idea of early retirement is exciting for some and hard to imagine for others. Some companies, however, offer retirement buyouts for longer-tenured employees as they move closer to the standard retirement age. If you’ve been offered an early retirement buyout package, you likely have questions...
As you approach retirement, dreams about new hobbies, travel, and seeing family more often are common. Yet planning for how you’ll maintain your lifestyle, pay for healthcare, and protect your financial wellbeing is just as important. Creating an exit strategy that accounts for all the financial...
Putting off estate planning is common. When work, family, and other matters are at top of mind, thinking about a time when you have passed on or can’t manage your affairs is often pushed aside. In fact, a recent survey reveals that just 60% of Americans over age 55 have created estate planning docum...
Insurance plays an important role in our financial wellbeing, from protecting our home to providing essential medical care. Yet insurance for the care we require later in life is often overlooked. Long-term care insurance helps bridge this gap. Beyond ensuring you receive the highest standard of...
The days of fully funding retirement on a single pension are long gone. Instead, most retirees depend on several streams of income in a comprehensive approach to retirement planning. For some, this includes investment properties to generate income as a supplement to retirement accounts. Could real...
Today we can do almost anything online. From hiring a contractor to buying a car, it’s easier than ever to skip traditional appointments and processes by taking matters into our own hands. While this approach is convenient in many situations, it’s never wise when preparing wills, trusts, powers...
Planning for the future involves retirement savings, estate planning, and many other considerations. Determining how your health and finances will be managed if you’re unable to do so must be part of this planning. When you can’t make choices about health and finances for yourself, a power of...
Along with big life changes, adjustments to the tax code can affect the best-laid financial plans. Making timely adjustments to your tax strategies under the guidance of your financial planner can help ensure you're maximizing returns and minimizing the tax liabilities that will cost you more in the...
We are often able to mitigate the “delayed” part of gratification - almost everything ships within a couple of days, we can have food delivered to the front door - we are no strangers to immediacy. This can make reaching savings goals feel exceptionally difficult. Some people feel a sense of...
